Tag: Homeowners Insurance

Posted on 08/27/2023
Homeowner's Insurance Coverage: The Basics
Homeowner's insurance is an important piece of the home ownership puzzle. Because almost all mortgage lenders require proof of insurance, having a policy is more of a necessity than an option. However, many potential homeowners aren't clear about what a homeowner's insurance policy covers. While each policy is customizable and has varying details depending on the insurer, there...
+ 3 more
Read More
Posted on 06/05/2022
Home insurance inspections: What you should know
What’s the difference between a home insurance inspection and a standard home inspection? While homeowners might be familiar with the idea of home inspections in general, it’s crucial to know how an insurance inspection can differ. Here is a basic guide comparing home insurance inspections and standard inspections: Who requires it? Home insurance inspections are required and carried...
+ 8 more
Read More
Posted on 04/24/2022
Flash Floods, Sewers & More: Water Damage Your Homeowners Policy Might Not Cover
Homeowner's insurance can help you recover financially from many accidents and disasters at home. While traditional homeowner's policies include coverage for personal items and your property, they don't cover everything. Certain types of damage may be excluded from coverage and require an additional policy, including many types of water damage. Here are some of the types of water...
+ 4 more
Read More
Posted on 03/06/2022
How to determine the average cost of home insurance
A budget for your home expenses will need to include the average cost of home insurance. The amount you’ll pay for homeowners insurance is based on a combination of factors concerning the insurance type, home characteristics and your personal insurance history. To help you get a better understanding of what goes into the average cost of home insurance,...
+ 7 more
Read More
Posted on 02/02/2020
Key Differences and Terms: Property Insurance vs Homeowners' Insurance
Photo by Steve Buissinne via Pixabay Often used interchangeably, the terms “property insurance” and “homeowners’ insurance” sometimes confuse new homebuyers. Homeowners’ insurance is a specialized form of property insurance. By “property” the insurance industry means anything that you own. Under that category come homeowners’ insurance and even renters’ insurance. These products cover single-family houses, condominiums and a renter’s...
+ 3 more
Read More